FINTECH

Course Overview: Fintech

This course provides a comprehensive exploration of financial technology (Fintech), examining how innovation and digital transformation are reshaping the global and Nigerian financial services industry. It introduces learners to the evolution, ecosystem, and disruptive potential of Fintech, while highlighting regulatory, ethical, and strategic considerations. Designed for banking professionals, entrepreneurs, and students of finance, the course equips learners with the knowledge and skills to understand, evaluate, and apply Fintech solutions in a rapidly changing financial landscape.

Learners will gain insights into:

• History and evolution of Fintech: from telegraphic transfers to mobile banking, cryptocurrency, and AI-driven finance
• Fintech ecosystem and key players: startups, incumbent banks, challenger banks, regulators, accelerators, and technology firms
• Financial innovation in services: payments, crowdfunding, peer-to-peer lending, robo-advisors, and insurtech
• Design thinking in financial services: customer-centric approaches to product development and service delivery
• Disruptive innovation: how Fintech challenges traditional banking models and reshapes financial intermediation
• Blockchain and cryptocurrency: distributed ledger technology, digital assets, regulation, and applications in banking
• Data analytics, AI, and machine learning: applications in risk management, fraud detection, customer engagement, and investment strategies
• Open banking and financial apps: API-driven platforms, customer empowerment, and regulatory frameworks in Nigeria
• Regulatory technology (RegTech): compliance automation, cloud computing, and AI-enabled supervision
• Cybersecurity and data protection: safeguarding customer trust and institutional resilience in a digital economy
• Future trends in Fintech: digital identity, embedded finance, decentralized finance (DeFi), and global innovation hubs
• Ethical and social responsibility considerations: balancing innovation with consumer protection, financial inclusion, and systemic stability